commercial insurance

Did you know that aside from the limits that are printed on your declarations page each renewal, many commercial insurance policies now offer valuable services and resources to businesses to help manage risk? Here are some examples:   Cyber Coverage – Some carriers offering cyber coverage also provide valuable education tools to prevent a cyber […]

Are you covered for all situations that involve employing other people in your business? Do you know what coverages are available, and what differentiates them? Today I am going to discuss the different types of coverage available that are associated with employment. The first, and most common type, is employers liability insurance (also known as […]

What is an independent agency? There are many different business models in the insurance world, but distribution methods generally boil down to three distinct categories: Direct Captive Independent (this is us!) Direct carriers typically don’t have an agent that represents you, and work directly with the consumer. The consumer usually has to contact the company […]